Analysis for Mortgage and Finance Industry - The Adviser

analysis

Natural selection

by Staff Reporter • 12 Mar 2008

Mortgage Business surveyed key decision-makers across Australia’s aggregation industry to map the drivers for panel... READ MORE

February 08: Non-bank sector causes discomfort

by Staff Reporter • 12 Feb 2008

In a finding that is unlikely to bring much New Year joy to the non-bank sector, research commissioned by the... READ MORE

February 08: Non-bank market share slides again

by Staff Reporter • 12 Feb 2008

The non-bank sector continues to struggle for market share, ABS figures released in December reveal. READ MORE

February 08: Commission cuts could dent banks' market share

by Staff Reporter • 12 Feb 2008

Australia’s aggregators have warned that cuts to broker commissions could impact lenders’ volumes through the third... READ MORE

February 08: Major banks concede price advantage

by Staff Reporter • 12 Feb 2008

After months of sustained media negativity directed at the non-bank sector over higher funding costs, the major banks... READ MORE

December 07: Banks and mutuals post healthy returns

by Staff Reporter • 7 Dec 2007

Australian banks, credit unions and building societies have posted strong performances in 2007, according to surveys... READ MORE

December 07: Safety mode for sub-prime sector

by Staff Reporter • 7 Dec 2007

Despite stark differences between the US and Australian capital markets, the ongoing liquidity squeeze is forcing... READ MORE

December 07: Australian RMBS still attractive to investors

by Staff Reporter • 7 Dec 2007

Australian RMBS may have lost their shine with investors but the fundamentals of the domestic market are still sound,... READ MORE

December 07: September ABS figures highlight market volatility

by Staff Reporter • 7 Dec 2007

The non-bank lending sector experienced a significant drop in new business in September. READ MORE

Research supports calls to broaden credit reporting regime

by Staff Reporter • 16 Nov 2007

Research released by Veda Advantage yesterday found that 1.9 million Australians with good credit histories have been... READ MORE

November 07: The non-bank sector: re-branding for survival?

by Staff Reporter • 26 Oct 2007

Australia's non-bank lending sector needs to re-define itself if it wants to remain relevant to the mortgage industry... READ MORE

November 07: Down to distribution

by Staff Reporter • 26 Oct 2007

Will non-bank lenders be forced to cut broker commissions to combat tighter margins? Mortgage Business investigates. READ MORE

September 07: No lender immune from liquidity crisis

by Staff Reporter • 11 Sep 2007

The US sub-prime crisis has sent shockwaves throughout the Australian mortgage lending industry, with non-bank lenders... READ MORE

September 07: Forty year mortgages to combat affordability crisis

by Staff Reporter • 5 Sep 2007

Genworth Financial has put its weight behind forty year mortgages, heralding the product as an important tool to... READ MORE

August 07: The cost of confusion

by Staff Reporter • 20 Aug 2007

In a turbulent week the US sub-prime collapse triggered stock market jitters worldwide, sparking further negativity... READ MORE

Diversification - Necessity ? the mother of invention

by Staff Reporter • 6 Aug 2007

Is diversification the sign of a struggling residential lending industry or the start of a fresh growth phase?... READ MORE

July 07: CPI index ? harbinger of rising rates?

by Staff Reporter • 27 Jul 2007

The headline CPI (consumer price index) rose 1.2 percent this June quarter, sparking concern among economists that... READ MORE

July 07: Government to quiz non-bank lending

by Staff Reporter • 20 Jul 2007

Is the government’s soon to be held Home Lending Practices Inquiry a genuine initiative into reviewing home loan... READ MORE

Non-bank sectors' hold on commercial lemding remains strong

by Staff Reporter • 13 Jul 2007

Are the mainstream banks preparing for an assault on commercial lending – traditionally the bastion of the non-bank... READ MORE

Non-banks blamed for super raid

by Staff Reporter • 2 Jul 2007

The non-bank sector has come under fire recently for alleged unethical practices relating to ‘at risk’ borrowers.... READ MORE

July 07: Census reveals more Australians paying off mortgages

by Staff Reporter • 2 Jul 2007

Last week the Australian Bureau of Statistics released the results of the 2006 Census, the periodic stocktake on the... READ MORE

June 07: Winning borrowers' hearts and minds

by Staff Reporter • 22 Jun 2007

Capturing market share from the banks will be a long hard battle, but the latest Genworth Financial Mortgage Trends... READ MORE

June 07: Non-bank consolidation cross road

by Staff Reporter • 4 Jun 2007

Is the recent spate of industry M&As just a spurt of activity or a sign of things to come? READ MORE

June 07: Fit or failing? The Australian property market uncovered

by Staff Reporter • 4 Jun 2007

With headlines claiming Australian housing affordability to be at its lowest in 23 years, Mortgage Business caught up... READ MORE

Sintex research reveals ?extra? value in commercial property lending

by Staff Reporter • 1 May 2007

Research conducted by Sintex has revealed that 48% of commercial property deals have also involved home loans being... READ MORE