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The Adviser, The Adviser BULLETIN and www.theadviser.com.au are published by Sterling Publishing (ABN 92 126 853 085). The Adviser, The Adviser BULLETIN and www.theadviser.com.au were formerly known as Mortgage Business, Mortgage Business BULLETIN and www.mortgagebusiness.com.au respectively. All rights reserved. Reproduction in full or part is not permitted without the express permission of the publisher. The views expressed in The Adviser, The Adviser BULLETIN and www.theadviser.com.au are not necessarily those of the editor or publisher. No responsibility is accepted by Sterling Publishing, its subsidiaries, officers or employees for the accuracy of any statement, opinion or advice contained in text or advertisements, and to the full extent allowed by law, the publisher excludes liability for any loss or damage sustained by readers and users arising from, or in conjunction with, the supply or use of information in this publication through any cause.

LEGAL DISCLAIMER

The Adviser, The Adviser BULLETIN and www.theadviser.com.au are published by Sterling Publishing (ABN 92 126 853 085). The Adviser, The Adviser BULLETIN and www.theadviser.com.au were formerly known as Mortgage Business, Mortgage Business BULLETIN and www.mortgagebusiness.com.au respectively. All rights reserved. Reproduction in full or part is not permitted without the express permission of the publisher. The views expressed in The Adviser, The Adviser BULLETIN and www.theadviser.com.au are not necessarily those of the editor or publisher. No responsibility is accepted by Sterling Publishing, its subsidiaries, officers or employees for the accuracy of any statement, opinion or advice contained in text or advertisements, and to the full extent allowed by law, the publisher excludes liability for any loss or damage sustained by readers and users arising from, or in conjunction with, the supply or use of information in this publication through any cause.

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