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analysis
August 08: Two speed economy to keep inflation high
by Staff Reporter • 20 Aug 2008
Inflation could remain above three per cent until late 2009 because of solid commodity prices, Access Economics’...
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August 08: Diversified brokers unfazed by property slump
by Staff Reporter • 20 Aug 2008
Many brokers remain confident that diversification strategies will help cushion the impact of a potential residential...
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August 08: Sales and marketing a priority for aggregators
by Staff Reporter • 20 Aug 2008
Reduced loan volumes and broker commission cuts have reinforced the need for aggregators to have solid broker sales...
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August 08: Activity forecast for investor market
by Staff Reporter • 20 Aug 2008
Investors could be a prime target market for brokers as property prices soften and rental values soar.
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August 08: BankWest cuts Rate Tracker
by Staff Reporter • 20 Aug 2008
BankWest has withdrawn its Rate Tracker home loan from the broker channel, raising questions about the lender’s...
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August 08: PUBLISHER'S LETTER -- Keep your eyes on the prize
by Staff Reporter • 20 Aug 2008
Amid conflicting reports about the health of the Australian economy, the sustainability of mortgage funding and the...
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In search of liquidity
by Staff Reporter • 23 Jul 2008
It’s early days, but the first signs of recovery for Australian securitisation are emerging
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July 08: Commission cuts no impact on Refund Home Loans
by Staff Reporter • 23 Jul 2008
Refund Home Loans (Refund) is adamant its business model will remain unchanged despite reductions of up to 30 per cent...
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July 08: Adelaide Bank cuts commissions
by Staff Reporter • 23 Jul 2008
Adelaide Bank has unveiled what it has labelled a “simple, predictable and sustainable” new broker commission...
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July 08: Monopolised aggregation industry a danger
by Staff Reporter • 23 Jul 2008
Consolidation across the industry may be imminent but association heads have voiced concerns over a monopolised...
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July 08: Broker numbers set to drop
by Staff Reporter • 23 Jul 2008
Broker numbers are tipped to fall by up to 5,000 as lending volumes slide, commissions are cut and regulation nears...
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July 08: GMAC-RFC suspends funding
by Staff Reporter • 23 Jul 2008
GMAC-RFC (GMAC) announced in June that it has stopped funding new loans while it undergoes a “strategic review” of...
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July 08: Brokers look to non-banks: poll
by Staff Reporter • 23 Jul 2008
Recent moves by the banks to cut broker commissions are likely to see broker sentiment swing back to the non-bank...
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July 08: ANZ restructures broker commissions
by Staff Reporter • 23 Jul 2008
ANZ is the last of the major banks to revise broker commissions, with upfronts to be cut from 0.70 to 0.50 per cent...
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July 08: ING rations wholesale funds
by Staff Reporter • 23 Jul 2008
ING DIRECT has announced it will cap the supply of wholesale funds available at the current delivery rate, however its...
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July 08: PUBLISHERS LETTER -- Work smarter, not harder
by Staff Reporter • 23 Jul 2008
In theory cross-selling makes a lot of sense. Life and income protection rank high on the list of insurance essentials...
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Country report -- Uncle Sam and the sub-prime fall out
by Staff Reporter • 21 May 2008
With the first quarter of 2008 behind it, the United States has started the clean-up effort in the wake of the...
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May 08: Weak first quarter for mortgage sales
by Staff Reporter • 21 May 2008
Leading mortgage aggregator AFG has reported a decline in mortgage sales for the first three months of 2008.
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May 08: BankWest guarantees broker commissions
by Staff Reporter • 21 May 2008
In a show of support for the broking industry, BankWest has moved to boost third-party market share through...
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May 08: Lender withdrawals a market ?readjusment?
by Staff Reporter • 21 May 2008
Despite a number of lenders recently exiting third-party distribution major funders are not expected to follow.
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May 08: Westpac commission cuts shock aggregators
by Staff Reporter • 21 May 2008
After months of speculation, Westpac has broken ranks from the big four banks and reduced its broker commissions,...
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May 08: Commission cuts prompt media attack on brokers
by Staff Reporter • 21 May 2008
Westpac’s decision to cut broker commissions appears to have given new momentum to media attacks on the broker...
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May 08: Diversification to boom
by Staff Reporter • 21 May 2008
According to a recent Mortgage Business straw poll nearly 86 per cent of mortgage businesses are considering or have...
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May 08: Mortgage Business celebrates a milestone
by Staff Reporter • 21 May 2008
Mortgage Business has hit its one year anniversary, after what has proven to be an eventful 12 months for the mortgage...
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May 08: PUBLISHER'S LETTER -- Act in haste; repent at leisure
by Staff Reporter • 21 May 2008
So after much debate, cuts to broker commissions have finally come to bear on the mortgage broking industry.
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