The non-bank lender has unveiled a new range of SMSF loans, designed to help brokers diversify their client base with SMSF investors.
Non-bank lender Brighten has launched a new range of residential and commercial self-managed super fund (SMSF) loans, as brokers continue to seek opportunities to deliver solutions for the $1 trillion SMSF market.
Launched on Wednesday (22 October), the Brighten Super Star® range features Full Doc and Alt Doc loans with loan-to-value ratios (LVR) of up to 80 per cent.
Brokers can access loan sizes up to $3 million and terms up to 30 years, with up to five years interest-only, according to Brighten.
The lender has also said pre-approvals are fully assessed from an onshore credit team in Sydney.
Jason Azzopardi, Brighten CEO, said SMSF property investors are looking for flexible solutions that reduce their bureaucratic hurdles.
“SMSF lending can involve a lot of red tape. So we’ve made the process as easy as possible by removing the barriers for brokers and borrowers,” he said.
“Unlike some competitors, we accept individual as well as corporate Trustees, with no minimum asset test or liquidity requirements.”
Growing market
The non-bank lender noted the changing landscape of Australia’s SMSF landscape; in the June 2025 quarter, those aged 35–44 accounted for 37 per cent of new SMSF entrants.
Chris Meaker, Brighten’s head of sales and distribution, said the new products reflected the changing nature of the SMSF market.
“SMSF investors are increasingly growing their interest in commercial property, as they seek stability and yield as part of their SMSF investment mix,” he said.
“Brighten Super Star® provides flexible SMSF lending solutions for customers and brokers with seamless online applications and approval processes via NextGen’s ApplyOnline®.”
Broker opportunity
Speaking to The Adviser, Azzopardi said brokers were especially well-suited to servicing SMSF investors.
“Brokers sit at the intersection of strategy, structure and service, exactly what SMSF investors need. SMSF lending involves multiple moving parts,” Azzopardi said.
“A good broker can translate the complexity of SMSFs into clear pathways, compare lender appetites, and coordinate specialists so clients stay compliant and on track. Just as important, brokers are trusted long-term partners. They know their clients’ broader goals, not just the next transaction, which means they can help SMSF trustees make better-sequenced decisions across residential and commercial property as the fund evolves.
“With Brighten offering streamlined digital lodgement and onshore credit expertise, brokers are exceptionally well placed to deliver SMSF approvals with the speed, flexibility and certainty trustees expect.”
[Related: Brighten partners with MSA National to accelerate settlements]
