The Adviser has revealed the most prolific mortgage brokers in the country with the release of its Elite Broker Ranking 2025 – Residential.
Australia’s most prolific mortgage brokers have been revealed with the release of The Adviser’s Elite Broker Ranking 2025 – Residential, an annual showcase celebrating the country’s top-performing professionals in the industry.
Sponsored by Real Flow, the Elite Broker Ranking – Residential represents one of The Adviser’s most prestigious award programs.
The top 100 brokers wrote $17.2 billion in mortgages in the financial year ending 30 June 2025 (FY25), nearly a third higher than 2024.
There were a total of 255,525 mortgages settled by the top 100 brokers, with brokers writing an average of 255 home loans over the year.
Topping the 2025 ranking was Hunter Valley-based broker Katie Thomas from Focus Finance, who wrote $496,454,238 in residential loans over FY25 across 280 loans.
That makes her average loan size $1.77 million.
While not relevant to her final ranking spot, she also submitted a huge 421 applications totalling over $496,454,238 in FY25.
In second place was Michael Xia from Mortgage Channel, who settled $490,172,185 in residential home loans over the last financial year.
Xia also wrote the largest number of home loans of any broker, at a whopping 1,001 loans in FY25.
The top 10 brokers are as follows:
1. Katie Thomas – Focus Finance
2. Michael Xia – Mortgage Channel
3. Chris Bates – Alcove
4. Tom Hawley – Azura Financial
5. Son Pham – Rethink Financing
6. Mark Davis – The Australian Lending & Investment Centre
7. Chris Raymond – Unconditional Finance
8. Deslie Taylor – Mortgage Choice in Ormeau
9. Peter Ha – Mortgage Pros
10. Colin Mason – Mason Finance Group
For a full list of rankings, see The Adviser’s October magazine here.
Methodology of the ranking
To ensure the integrity and credibility of the Elite Broker Ranking, a robust methodology was employed. Undertaken by Agile Market Intelligence on behalf of The Adviser, brokers were invited to submit data regarding the number of home loans settled, the value of these loans, and the average size of loans written for the financial year ending June 2025.
Each broker was required to provide evidence supporting their submissions, which were meticulously verified.
The final ranking was determined by ranking the brokers by largest settlement volumes in dollar terms.
A message from our partner
Real Flow – Empowering brokers with smart funding solutions
At Real Flow, we’re committed to supporting Australia’s leading brokers with smarter, simpler funding solutions that help your customers move confidently through every stage of their property journey.
Our innovative solutions include Equity Flow, providing fast, flexible equity release that bridges the gap between sale and settlement – keeping deals moving without disrupting finance approvals. For landlords, Rent Flow offers advanced access to rental income, supporting cash flow and portfolio growth.
With rapid approvals, transparent terms, and trusted relationships across Australia’s leading real estate networks, Real Flow is redefining how finance flows between property, broker, and customer.
See how Real Flow is helping brokers deliver faster, smoother outcomes for your customers.
Nathan Simpson
National sales manager
Real Flow
You can view the full Elite Broker Ranking – Residential 2025 in the October edition of The Adviser magazine, out now!
[Related: Revealed! The Top 25 Brokerages 2025]
