This is a unique funding option for strong, forward-looking businesses – and you don’t need property!
Business finance brokers now have an even stronger solution to put in front of their SME clients. Banjo Loans has doubled the maximum limit of its Express Business Loan from $250,000 to $500,000, responding to rising demand from business owners who need access to funds quickly — and don’t own property.
Why this matters for your clients
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Business first, not property first: More directors are seeking finance options where they don’t have personal assets to leverage. Banjo backs the strength of the business.
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Speed and simplicity: Express Loan applications can be assessed with just 12 months of bank statements and ATO portal data, with approvals often in 24–48 hours.
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Flexible funding: Loans from $20,000 to $500,000 with terms up to five years give businesses the room to plan, invest and grow.
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Broker-friendly tools: With integrations like Equifax’s Brokerflow, you can quickly collect client data and lodge applications, streamlining the process for you and your clients.
Meeting real business needs
For SMEs, the timing of funding can make or break opportunities. As Banjo’s Chief Commercial Officer Brendan Widdowson explains:
“A classic example is when a business wins a large contract and suddenly needs to hire staff or purchase raw materials to deliver. They need funds immediately — and that’s where we step in.”
A stronger environment for growth
With recent RBA rate cuts easing repayment costs and improving cash flow, confidence among SMEs is beginning to return. Banjo CEO Guy Callaghan encourages business owners to review their finance options:
“With the right finance partner, businesses can restructure, refinance, or expand to make the most of this environment.”
What this means for brokers
For brokers, the expanded Express Loan limit offers a unique and timely market proposition: a fast, flexible product that meets the growing demand for non-property-backed lending. When it’s the right fit, it equips you to support SMEs looking for growth capital, contract delivery, or working capital without all of the red tape of traditional lenders.
Banjo Loans understand how business rolls. If you’d like to explore how Banjo’s range of solutions can help your SME clients move forward with confidence, get in touch with us today. All loans are subject to lending criteria and terms and conditions apply.
