Analysis for Mortgage and Finance Industry - The Adviser

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March 08: Changed commission structure for new BankWest home loan

by Staff Reporter • 18 Mar 2008

BankWest has beefed up its retail banking presence with the launch of a new discounted loan priced at 75 basis points... READ MORE

March 08: Publisher's letter

by Staff Reporter • 12 Mar 2008

He who pays the piper calls the tune? READ MORE

Natural selection

by Staff Reporter • 12 Mar 2008

Mortgage Business surveyed key decision-makers across Australia’s aggregation industry to map the drivers for panel... READ MORE

February 08: Non-bank sector causes discomfort

by Staff Reporter • 12 Feb 2008

In a finding that is unlikely to bring much New Year joy to the non-bank sector, research commissioned by the... READ MORE

February 08: Non-bank market share slides again

by Staff Reporter • 12 Feb 2008

The non-bank sector continues to struggle for market share, ABS figures released in December reveal. READ MORE

February 08: Commission cuts could dent banks' market share

by Staff Reporter • 12 Feb 2008

Australia’s aggregators have warned that cuts to broker commissions could impact lenders’ volumes through the third... READ MORE

February 08: Major banks concede price advantage

by Staff Reporter • 12 Feb 2008

After months of sustained media negativity directed at the non-bank sector over higher funding costs, the major banks... READ MORE

December 07: Banks and mutuals post healthy returns

by Staff Reporter • 7 Dec 2007

Australian banks, credit unions and building societies have posted strong performances in 2007, according to surveys... READ MORE

December 07: Safety mode for sub-prime sector

by Staff Reporter • 7 Dec 2007

Despite stark differences between the US and Australian capital markets, the ongoing liquidity squeeze is forcing... READ MORE

December 07: Australian RMBS still attractive to investors

by Staff Reporter • 7 Dec 2007

Australian RMBS may have lost their shine with investors but the fundamentals of the domestic market are still sound,... READ MORE

December 07: September ABS figures highlight market volatility

by Staff Reporter • 7 Dec 2007

The non-bank lending sector experienced a significant drop in new business in September. READ MORE

Research supports calls to broaden credit reporting regime

by Staff Reporter • 16 Nov 2007

Research released by Veda Advantage yesterday found that 1.9 million Australians with good credit histories have been... READ MORE

November 07: The non-bank sector: re-branding for survival?

by Staff Reporter • 26 Oct 2007

Australia's non-bank lending sector needs to re-define itself if it wants to remain relevant to the mortgage industry... READ MORE

November 07: Down to distribution

by Staff Reporter • 26 Oct 2007

Will non-bank lenders be forced to cut broker commissions to combat tighter margins? Mortgage Business investigates. READ MORE

September 07: No lender immune from liquidity crisis

by Staff Reporter • 11 Sep 2007

The US sub-prime crisis has sent shockwaves throughout the Australian mortgage lending industry, with non-bank lenders... READ MORE

September 07: Forty year mortgages to combat affordability crisis

by Staff Reporter • 5 Sep 2007

Genworth Financial has put its weight behind forty year mortgages, heralding the product as an important tool to... READ MORE

August 07: The cost of confusion

by Staff Reporter • 20 Aug 2007

In a turbulent week the US sub-prime collapse triggered stock market jitters worldwide, sparking further negativity... READ MORE

Diversification - Necessity ? the mother of invention

by Staff Reporter • 6 Aug 2007

Is diversification the sign of a struggling residential lending industry or the start of a fresh growth phase?... READ MORE

July 07: CPI index ? harbinger of rising rates?

by Staff Reporter • 27 Jul 2007

The headline CPI (consumer price index) rose 1.2 percent this June quarter, sparking concern among economists that... READ MORE

July 07: Government to quiz non-bank lending

by Staff Reporter • 20 Jul 2007

Is the government’s soon to be held Home Lending Practices Inquiry a genuine initiative into reviewing home loan... READ MORE

Non-bank sectors' hold on commercial lemding remains strong

by Staff Reporter • 13 Jul 2007

Are the mainstream banks preparing for an assault on commercial lending – traditionally the bastion of the non-bank... READ MORE

Non-banks blamed for super raid

by Staff Reporter • 2 Jul 2007

The non-bank sector has come under fire recently for alleged unethical practices relating to ‘at risk’ borrowers.... READ MORE

July 07: Census reveals more Australians paying off mortgages

by Staff Reporter • 2 Jul 2007

Last week the Australian Bureau of Statistics released the results of the 2006 Census, the periodic stocktake on the... READ MORE

June 07: Winning borrowers' hearts and minds

by Staff Reporter • 22 Jun 2007

Capturing market share from the banks will be a long hard battle, but the latest Genworth Financial Mortgage Trends... READ MORE

June 07: Non-bank consolidation cross road

by Staff Reporter • 4 Jun 2007

Is the recent spate of industry M&As just a spurt of activity or a sign of things to come? READ MORE