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Banking reform - An opportunity missed
by Staff Reporter • 18 Jan 2011
The government’s knee-jerk reaction to out of cycle rate hikes could do more damage than good to smaller lenders
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The Word - Lender competition
by Staff Reporter • 18 Jan 2011
The end-of-year rise in interest rates posed the question of how competition will shape up in 2011. This month, we...
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ANALYSIS -- Cash rate to hit 6 per cent
by Staff Reporter • 2 Dec 2010
Australians have now come to terms with the fact that rates are heading north, but how high are they likely to go?
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OPINION -- Lean on us
by Staff Reporter • 2 Dec 2010
As Australia's brokers prepare for the introduction of licensing, so too are the banks. Licensing will ensure...
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THE WORD -- Licensing in 2011
by Staff Reporter • 2 Dec 2010
Licensing is almost upon us and while there is little doubt that the level of professionalism will be raised, how will...
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THE WORD -- Commission structural changes
by Staff Reporter • 8 Nov 2010
While the focus on writing loans turns to quality rather than quantity, there's differing views around how changes to...
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ANALYSIS -- The only way is up
by Staff Reporter • 8 Nov 2010
It would now appear to be a question of when - rather than if - the majors will raise rates above the Reserve Bank...
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OPINION -- Give us a (festive) break
by Staff Reporter • 8 Nov 2010
While licensing will benefit the broker community, the start date couldn't come at a worse time for the industry.
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OPINION -- The next frontier
by Staff Reporter • 7 Oct 2010
Technological innovations are making the ‘instant loan' a reality - we just need mankind to catch up.
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THE WORD -- No deposit home loans
by Staff Reporter • 7 Oct 2010
While more lenders continue to reintroduce 95 per cent LVR mortgages, the industry remains at odds over whether or not...
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ANALYSIS -- Lending conditions in decline
by Staff Reporter • 30 Aug 2010
Banks have significantly tightened their lending over the last 12 months, but will they re-open their doors anytime...
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OPINION -- A cut above
by Staff Reporter • 30 Aug 2010
Successful brokers know they need to differentiate themselves from the pack through quality customer service.
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ANALYSIS -- Mortgage exit fee debate heats up
by Staff Reporter • 2 Aug 2010
There is growing concern that the government's plan to reduce early mortgage exit fees could stifle competition rather...
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THE WORD -- Fixed rate product demand
by Staff Reporter • 2 Aug 2010
Most of the mortgage industry's key lenders have slashed the interest rate on their fixed rate products. But will these...
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OPINION -- Planning for the future
by Staff Reporter • 2 Aug 2010
With regulation fast approaching, change is in the air. But many brokers are failing to proactively plan for it.
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OPINION -- Good, better, best
by Staff Reporter • 23 Jun 2010
Good quality customer service is a broker's best bet for winning repeat business and client retention.
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THE WORD -- The MFAA's $1.4m consumer campaign
by Staff Reporter • 23 Jun 2010
The MFAA has announced the launch of a million dollar advertising campaign that aims to encourage consumers to use...
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ANALYSIS -- People power
by Staff Reporter • 27 May 2010
The quality of BDM support can significantly influence where brokers place their business.
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OPINION -- On the right path
by Staff Reporter • 27 May 2010
As competition starts to re-emerge in the market and property continues its strong upwards surge, the role of the...
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THE WORD -- MFAA accreditation post-licensing
by Staff Reporter • 27 May 2010
Banks currently require brokers to be accredited members of an industry body, but what will happen when licensing is...
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ANALYSIS -- Money don't come cheap
by Staff Reporter • 5 May 2010
The GFC is mentioned less these days but its effect on the cost of funding remains a force to be reckoned with.
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Dispelling the myths around regulation
by Staff Reporter • 5 May 2010
As mortgage brokers prepare for regulation, many are still asking questions about what the new licensing regime means...
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THE WORD -- Investor activity
by Staff Reporter • 5 May 2010
With the first home buyer government stimulus package now wound back, the investor sector is expected to generate solid...
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OPINION -- Climbing out of the GFC
by Staff Reporter • 5 May 2010
While the liquidity crisis forced many smaller lenders out of the industry, those that have survived may soon see the...
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OPINION -- Light on the horizon
by Staff Reporter • 15 Apr 2010
The outlook for securitisation is improving, with signs that activity will gather pace over 2010.
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