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Lender

Prospa doubles its lending capacity

3 minute read

Prospa’s new Business Loan Plus lets brokers help clients access up to $1 million in funding, unlock more value for their business from their property, and secure sharper rates – fuelling bigger ambitions for Australian SME

WHAT IF you could say “yes” to more clients, bigger deals, and sharper rates – all with one powerful lending solution? With Prospa’s Business Loan Plus, that’s exactly what’s on offer. As a broker, you’re

the trusted partner for Australia’s small businesses. Now, you can help them unlock up to $1 million in funding, tap into the full value of their property, and secure rates that make growth more achievable than ever.

Bigger funding, bigger opportunities The lending landscape is changing and so are your clients’ ambitions.

Business owners aim higher – expanding operations, investing in new technology, or securing new contracts. But bigger plans require larger funding. That’s why Prospa has doubled its lending limit: with Business Loan Plus, you can now offer up to $1 million in funding to eligible clients. It’s a game changer for brokers wanting

Premium pricing, sharper rates for your clients We know that every basis point counts. With Business Loan Plus, your clients can access competitive pricing – excellent rates are possible as larger limits will be secured against a first or second mortgage . This allows you to help them save on interest, improve their cash flow, and reinvest those savings into their business. It’s a win-win: your clients get a better deal, and you enhance your reputation as a broker who delivers real results.

Unlock property potential – up to 100% LVR

One of the most powerful features of Business Loan Plus is the ability to unlock the full value of your clients’ residential property. With up to 100 per cent loan-to value ratio (LVR) available, you can help clients turn their property equity into working capital – fuelling growth, smoothing cash flow, or funding that next

flexible options to suit their needs. Plus, we now offer property desktop valuations up to $4 million for metro properties and $2 million for regional properties – making the process faster and more efficient.

More rewards

We value the role brokers play in Australia’s small business ecosystem. That’s why, for a limited time, we’re offering a commission boost on all new clients and deals. It’s our way of saying thank you for helping more businesses access the funding they need to thrive.

Why this matters for SMEs

So, why does this matter for your clients? The answer is straightforward: Australian SMEs are eager for growth, but many face hurdles like cash flow stress and limited access to capital. Business Loan Plus aims to remove these obstacles. With access to up to $1 million in funding, your clients can: Invest in expansion, equipment, or new staff. Use their property to unlock more funding (up to 100 per cent LVR for residential properties [inclusive of all Prospa loans]). Secure sharper rates, saving money that can be reinvested in their business. Move quickly when opportunity knocks, thanks to a streamlined process.

As a broker, you’re not just arranging finance – you’re empowering your clients to take control of their future, build resilience, and chase bigger ambitions.

Ready to unlock bigger deals?

If you’re ready to help your clients access up to $1 million in funding, unlock more value from their property, and secure sharper rates, now is the time to discover Business Loan Plus. Let’s work together to fuel the next wave of Australian business growth

Our vision is to change the way small business owners experience finance.

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