Rising scenario volumes and export rates point to a sharper deal pipeline, according to Quickli.
New data from home loan comparison platform Quickli has revealed that brokers are running more scenarios across its 45‑plus lender panel and converting a greater share of that work into high‑intent applications.
Quickli’s latest Broker Efficiency Report has found that the average number of scenarios exported per broker jumped 28 per cent between February 2025 and February 2026, hitting a record high over the period.
Over the same 12 months, brokers created more than 2 million scenarios on the platform, representing upwards of $725 billion in total lending activity.
Head of data, Dr Amir Shareghi Najar, said each scenario represented a full piece of advice work where multiple products were put through their paces.
“Each scenario on Quickli constitutes a comprehensive lending comparison undertaken by a broker, where they evaluate rates, features, fees, and borrowing capacity across more than 45 lenders for a specific client,” he said.
Export rate climb signals confidence
Within that heavy workflow, the share of scenarios that brokers were comfortable pushing towards the application stage rose sharply.
Export conversion rates increased from 27 per cent in February 2025 to more than 36 per cent in February 2026, meaning over one in three scenarios were now being moved into an exported, client‑ready state.
Shareghi Najar said the shift suggested a change in not just the amount of work brokers were doing behind the scenes, but in how decisively they were converting that work into recommended solutions.
“What we’re seeing is brokers becoming more decisive, they’re still doing thorough, multi-lender comparisons – that hasn’t changed, but they’re converting more of that comparison work into actual lender submissions,” he said.
“They’re getting to ‘yes, this is the right option’ faster and with more confidence.”
Quickli defines an exported scenario as one where the broker has wrapped up their multi‑lender review and is ready to move towards a formal application.
Technology uptake tracks rate‑cut cycle
The report also showed the number of active brokers on Quickli climbed 32 per cent between February 2025 and February 2026.
Quickli said the growth ran alongside the Reserve Bank’s rate‑cutting cycle, as refinancing activity and new purchase demand lifted, with borrowers shopping harder across lenders and products.
According to Shareghi Najar, the platform’s data captures both front‑end usage and the analytical grind that typically sits below the surface of a client conversation.
“Created scenarios represent the comprehensive analytical processes undertaken by brokers, including the detailed comparison work performed in the background,” he said.
“Exported scenarios, on the other hand, indicate that a broker has identified strong options and is prepared to move towards submitting a formal application to a lender.
“An increase in the export rate suggests that brokers are more effectively converting their analytical efforts into client-ready solutions, resulting in greater efficiency and enabling faster, more confident client service.”
Broker workflows become more industrialised
The most active brokers on Quickli were now generating an average of 23 or more scenarios a month.
As platforms add more sophisticated features, these high‑volume users are effectively industrialising tasks that once relied on individual spreadsheets, calculator packs, and phone calls to BDMs.
Shareghi Najar said the data showed that the tools brokers were adopting had reshaped the speed and precision with which they could settle on recommendations.
“This data further indicates that as brokers adopt more sophisticated comparison tools, they are not only accelerating their workflow but also enhancing the precision and confidence behind their recommendations,” he said.
[Related: MFAA launches new push to channel borrowers to brokers]