ISCOVER
The conversation around SME finance is changing and brokers are right in the middle of it. Today’s small business owners don’t just want access to capital. They want proactive partners who understand their cash flow cycles, can move fast, and bring solutions that reflect how business actually works.
That’s why Moneytech’s new Cash Advance product is fast becoming a game-changer, not only for clients, but for brokers who want to deepen relationships and stand out in a competitive market.
A Tool That Helps Brokers Show Up Differently
In a high-pressure environment, brokers don’t just need access to fast funding, they need funding that fits how their clients actually operate. Cash Advance enables brokers to have smarter conversations with SME clients, helping them ease short-term pressure without triggering long-term disruption.
The facility gives businesses access to working capital secured against unpaid invoices, without needing to restructure banking or provide property security. There are no control accounts or client disclosures required, just a clean, fast line of credit that works quietly in the background.
“What brokers really need is a way to bring immediate value to their clients without overcomplicating the process,” says Nick McGrath, CEO of Moneytech. “Cash Advance delivers on that. It enables brokers to act fast, offer a funding solution that aligns with the way SMEs manage their cash flow, and in doing so, helps strengthen the trust that underpins long-term client relationships.”
More Than Access - It’s Insight
Through Moneytech’s proprietary Partnr platform, brokers get more than a facility to recommend - they gain a data-led view of client’s receivables via real-time integrations with accounting platforms like Xero. That means faster approvals, proactive structuring, and repayment plans that align with how and when invoices are settled.
It’s a far cry from waiting weeks for credit approvals or chasing bank departments and a smarter way for brokers to build trust with clients who are under time and margin pressure.
Consider a wholesale business needing $300,00080,000 to secure an urgent stock shipment. Their bank couldn’t move fast enough, and a traditional unsecured loan wasn’t feasible due to tight serviceability.
With access to Moneytech’s Cash Advance, the broker was able to use the client’s outstanding invoices and Xero data to secure funding within 48 hours - no property security, no changes to the client’s existing banking, and no disruption to business operations.
For the broker, it meant delivering a fast, strategic solution. For the SME, it meant keeping shelves stocked, orders fulfilled, and cash flow intact.
Designed With Brokers in Mind
Built in consultation with brokers and SMEs, Cash Advance is suited to businesses that face irregular income, longer debtor cycles, or growth-driven cash flow crunches. From trades and logistics to professional services, it works behind the scenes to keep businesses liquid and brokers front-of-mind.
For brokers, it’s a product that doesn’t require deep technical expertise. It fits naturally into conversations about managing cash flow, staffing, or expansion and delivers value fast.“Brokers are often the first to hear when something’s not adding up financially,” says McGrath. “Cash Advance gives them a simple, modern solution that helps businesses stay agile and in control.”
Building Stronger Relationships
As SMEs seek out faster, more flexible finance options, brokers who can meet those expectations are better placed to retain trust and grow referrals. Cash Advance is more than a tactical product; it’s a way for brokers to stay relevant in an evolving finance landscape.
By helping clients ease pressure and seize opportunities without the delays of traditional finance, brokers can become the kind of adviser every SME wants in their corner.
To explore how Cash Advance can help you deliver fast, flexible working capital solutions to your clients and build stronger, longer-term relationships, contact your Moneytech BDM or visit www.moneytech.com.au.
JOIN THE DISCUSSION