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Several lenders have recently moved to tweak their clawback policies in the past few months, with mixed reactions. This month we ask… How do you think clawback can be more equitable?
A staged approach
A SYSTEM that reduces the percentage of clawback monthly or quarterly over a period of time, rather than calculated annually or at the two-year mark, would be a fairer outcome and could see the clawback at that point in time around the 10–20 per cent mark, rather than 100 per cent.
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