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Discounted interest rates and cashback incentives are being increasingly used by lenders to retain refinancing clients, sometimes at the detriment of the consumer, brokers have revealed. Annie Kane explores more
With more and more borrowers looking hard at mortgage repayments and considering refinancing ahead of the Reserve Bank of Australia’s first rate increase for more than a decade, brokers have begun exhibiting channel conflict behaviours that are sometimes not in the best interests of mortgagors.
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