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Staff Reporter
One non-bank lender has taken an aggressive stance on competition, announcing a series of sweeping product and policy changes.
Effective from today, Pepper Home Loans will remove the deferred establishment fees from its suite of home loan products.
All new applications for the lender’s Flexi Advantage and Self Employed Advantage products will not have a DEF.
In addition to removing its DEFs, the lender also said any new loan applicants that are unconditionally approved by 20 June 2011 for either the Flexi Advantage or self employed product, will be eligible for a 1 per cent discount off the variable rate for the first 12 months of the loan.
Those that borrow up to 85 per cent of the property will enjoy a one year introductory rate from 8.79 per cent.
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