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Allstate Home Loans today announced a new home loan which it hopes will contribute to driving increased competition in the mortgage market.
The new ‘Home Smart’ loan, which Allstate says is designed for mum and dad borrowers, has a variable rate of 5.24 per cent and includes internet banking, a 100 per cent redraw offset and no monthly or annual fees.
Broker commissions will be 0.7 per cent upfront and 0.25 per cent trail.
Allstate general manager Tony Shield said the product was “part of our commitment to brokers and borrowers, to continue to provide a competitive alternative to the banks”.
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