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analysis analysis analysis Sponsored Features
The new performance benchmark
by Staff Reporter • 25 Nov 2009
Stricter performance standards introduced by the majors have forced many aggregators to reconsider their own broker...
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Variable rates lead the way
by Staff Reporter • 25 Nov 2009
With the majors all moving on fixed rates, brokers are contemplating the value of fixed rate products.
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Delaying the inevitable
by Staff Reporter • 30 Oct 2009
Reforms to national consumer credit laws have been delayed by six months – and Australia’s mortgage aggregators are...
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Second-tier lenders strike back
by Staff Reporter • 30 Oct 2009
Small banks and non-bank lenders are slowly re-entering the market as the economy stabilises.
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Surprise RBA move on rates
by Staff Reporter • 30 Oct 2009
The RBA has lifted the cash rate for the first time in 19 months. Should brokers be nervous?
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Supporting securitisation: should the government do more?
by Staff Reporter • 28 Sep 2009
The securitisation market is showing signs of life – but a full recovery is still some way off.
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The rise of white labelling
by Staff Reporter • 28 Sep 2009
Originators are regaining control of their business and service offering through white labelling.
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One third of brokers not ready for legislation
by Staff Reporter • 28 Sep 2009
The new National Consumer Credit Protection regime is fast approaching, but not everyone is prepared.
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NAB to rebrand Challenger mortgage business
by Staff Reporter • 24 Aug 2009
Challenger Financial's mortgage management business will be renamed in the coming weeks after NAB agreed to purchase...
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Bendigo to ramp lending
by Staff Reporter • 24 Aug 2009
Bendigo and Adelaide Bank has delivered a boost to the broker channel with the news that it is ready to ramp up its...
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Still a place for part-timers?
by Staff Reporter • 24 Aug 2009
Minimum volume requirements have put part-time mortgage brokers in the firing line.
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Challenging times for aggregation
by Staff Reporter • 24 Aug 2009
Changes to lender requirements have forced the aggregation industry to recognise the need for evolution.
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Broker backlash against bank quotas
by Staff Reporter • 31 Jul 2009
The introduction of new minimum volume quotas by some of Australia’s biggest lenders has sent a shockwave through...
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Lenders toughen up on borderline borrowers
by Staff Reporter • 31 Jul 2009
Brokers should brace for tougher lending policies ahead as the continued fall-out from the GFC piles more pressure...
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Demand for fixed rates continues to climb
by Staff Reporter • 31 Jul 2009
The window of opportunity for borrowers to lock in rock bottom rates may have closed, but fixed rate loans are...
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Lenders' policy changes put pressure on broker business
by Staff Reporter • 12 Jul 2009
Changing lending policies have put the onus on brokers to keep their clients in the know.
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Broker confidence dips
by Staff Reporter • 12 Jun 2009
There are early signs the worst of the financial crisis may be over but brokers are less optimistic than last quarter...
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Macquarie rumoured to re-enter lending
by Staff Reporter • 12 Jun 2009
Rumours are heating up that Macquarie Group is looking to re-enter mortgage lending.
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The price of advice
by Staff Reporter • 12 Jun 2009
The concept of fee-for-service is controversial – but it’s starting to gain traction as brokers seek greater...
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Non-bank products increase in broker popularity
by Staff Reporter • 12 Jun 2009
While brokers are intent on writing more non-bank business, it’s yet to translate into sales.
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Broader broker horizons
by Staff Reporter • 15 May 2009
The term diversification has been part of the broking industry’s lexicon for many years.
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Balance sheet funds drive non-bank 'renaissance'
by Staff Reporter • 15 May 2009
Despite an overall decline in the non-bank sector’s market share over the last 18 months, the originator and mortgage...
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Tighter lending policies a concern for brokers
by Staff Reporter • 15 May 2009
A dramatic fall in interest rates coupled with the increased first home owner grant has seen relatively healthy...
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Banks bear share of funding burden
by Staff Reporter • 26 Apr 2009
Australian banks have come in for heavy criticism for suggesting they can no longer afford to pass on future RBA rate...
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DEFs a concern for most brokers
by Staff Reporter • 26 Apr 2009
Deferred establishment fees (DEFs) deter nearly two thirds of brokers from recommending non-bank products, a recent...
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