the adviser logo

Liberty keen to capture investor demand

by James Mitchell & Huntley Mitchell3 minute read

brendanodonell  x brendanodonell  x

Liberty Financial is hungry for a bigger slice of the investor home loan market as the APRA-regulated banks pull back on landlord lending.

Liberty Network Services managing director Brendan O’Donnell says the group still has plenty of capacity to write mortgages for property investment and sees huge upside potential for the non-bank in the changing regulatory environment.

Mr O’Donnell acknowledged APRA’s recent regulatory measures but told The Adviser that, in his opinion, demand for property investment will not see any significant contraction as a result of the crackdown.

“There is a need to have lenders out there who can meet that demand and certainly from a Liberty point of view we are ready and set to do that,” he said.


“There are always winners and losers in times of change and right now, in the short term, we are here to write more business.”

Liberty’s rates are looking favourable relative to the majors and in some cases are cheaper than the big four, Mr O’Donnell said.

Liberty’s standard variable rate is 4.24 per cent (with a comparison rate of 4.31 per cent) on loans with an LVR of 80 per cent, and under and 4.74 per cent (with a comparison rate of 4.81 per cent) on loans with an LVR over 80 per cent.

However, while the non-bank has plenty of capacity to grow its investor loan book, Mr O’Donnell says that growth must be carefully managed.

“We’ve got to be careful that we manage our service levels and expectations and that we manage growth in that particular category,” he said.

“Obviously we’ve got a wide range of asset classes and want to grow a good balanced book at Liberty. So we need to be careful about how we grow our investment portfolio but certainly we’re open for business.”

[Related: Industry heavyweights weigh up impacts of lending changes]

Liberty keen to capture investor demand
brendanodonell  x
TheAdviser logo
brendanodonell  x

James Mitchell

James Mitchell


James Mitchell has over eight years’ experience as a financial reporter and is the editor of Wealth and Wellness at Momentum Media.


Mark hewitt

AFG GM to join MFAA board

Mark Hewitt, general manager, industry and partnership development at Australian Finance Group (AFG) will commence as...

Possibl co founders

Early commission payment loans open to full broker market

Following its launch of an early commission payment product to brokers using the effi platform, cash-flow solutions...

David Keeling

Grow expands structured finance, appoints senior partner

According to Grow Finance (Grow), David Keeling’s appointment, which commenced on 11 April, is part of a broader...

Read the latest issue of The Adviser magazine!
The Adviser is the number one magazine for Australia's finance and mortgage brokers. The publications delivers news, analysis, business intelligence, sales and marketing strategies, research and key target reports to an audience of professional mortgage and finance brokers
Read more