Pepper has new offers up for grabs across a range of its specialist products.
Effective immediately, brokers will be able to access new Pepper Easy near-prime loans (full-doc and alt-doc) with a mortgage risk fee discount of 50 basis points.
To be eligible for this offer, applications must be submitted by 9 August, and must settle by 31 December 2015.
For a Pepper Easy full-doc loan with an LVR of up to 90 per cent, the rate is 6.99 per cent, with a comparison rate of 7.43 per cent.
This product allows: minor defaults of up to $1,000; unlimited defaults, judgements and writs less than $1,000, and registered for more than 24 months (paid or unpaid); and discharge from bankruptcy (one day accepted).
The lender also recently announced changes to its Pepper Essential product.
For a Pepper Essential full-doc loan with an LRV of up to 85 per cent, the rate is 4.99 per cent, with no lender risk fee or third-party LMI approval required.
