Troy McErvale is the founder and managing director of Freedom Home Loans and My Personal Lender, a combined mortgage broker and mortgage management business in Australia started in 2001. Since 2010, the company has offered an expanded service to include mortgages for foreign owners of US property, as well as US property consulting services to high net worth clients.
Does technology help us or hinder us?
Aaron Shapiro is CEO of Huge, where he helps some of the world’s largest companies reimagine how they interact with their customers and manage their businesses in the ...
TECH • Tue, 29 Sep 2015
The silly rules in lending
I have heard plenty of ridiculous statements in lending over the years. Here are a few.
LENDER • Thu, 30 Jul 2015
Nothing contentious about ‘controversial’ housing comments
Australian treasurer Joe Hockey has come under fire recently for his comments on housing, and in particular, Sydney housing.
SALES & MARKETING • Thu, 18 Jun 2015
Owning the customer
Whenever a new lender or potential business partner talks to me about who owns the customer, I roll my eyes.
SALES & MARKETING • Wed, 20 May 2015
The impact of P2P lending on banks
When Bill Gates spoke his now oft-quoted “banking is necessary; banks are not” reference in 1994, I wonder if he knew exactly how right his quote would prove to be?
LENDER • Mon, 20 Apr 2015
Vertical integration: no good for brokers or consumers
If you haven’t read through the Financial System Inquiry’s final report released in November last year, you should try to find the time to do it.
BROKER • Tue, 24 Feb 2015
Brokers, united, will never be defeated
Since the late 1990s, the mortgage broker industry in Australia has evolved into a maturing profession, where genuine well-compensated professional careers are available
BROKER • Wed, 10 Dec 2014
Think twice before abolishing negative gearing
Rarely is a topic as divisive amongst politicians, economists and the general community as negative gearing.
SALES & MARKETING • Tue, 18 Nov 2014
Memo to the RBA: there is no problem that needs fixing
The Reserve Bank of Australia believes that some sectors within the Australian residential property market may be headed towards a bubble.
SALES & MARKETING • Tue, 07 Oct 2014