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Troy McErvale

Troy McErvale

AUTHOR | No. of articles: 15

Troy McErvale is the founder and managing director of Freedom Home Loans and My Personal Lender, a combined mortgage broker and mortgage management business in Australia started in 2001. Since 2010, the company has offered an expanded service to include mortgages for foreign owners of US property, as well as US property consulting services to high net worth clients.


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Does technology help us or hinder us?

Aaron Shapiro is CEO of Huge, where he helps some of the world’s largest companies reimagine how they interact with their customers and manage their businesses in the ...

TECH • Tue, 29 Sep 2015

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The silly rules in lending

I have heard plenty of ridiculous statements in lending over the years. Here are a few.

LENDER • Thu, 30 Jul 2015

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Nothing contentious about ‘controversial’ housing comments

Australian treasurer Joe Hockey has come under fire recently for his comments on housing, and in particular, Sydney housing.

SALES & MARKETING • Thu, 18 Jun 2015

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Owning the customer

Whenever a new lender or potential business partner talks to me about who owns the customer, I roll my eyes.

SALES & MARKETING • Wed, 20 May 2015

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The impact of P2P lending on banks

When Bill Gates spoke his now oft-quoted “banking is necessary; banks are not” reference in 1994, I wonder if he knew exactly how right his quote would prove to be?

LENDER • Mon, 20 Apr 2015

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Vertical integration: no good for brokers or consumers

If you haven’t read through the Financial System Inquiry’s final report released in November last year, you should try to find the time to do it.

BROKER • Tue, 24 Feb 2015

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Brokers, united, will never be defeated

Since the late 1990s, the mortgage broker industry in Australia has evolved into a maturing profession, where genuine well-compensated professional careers are available

BROKER • Wed, 10 Dec 2014

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Think twice before abolishing negative gearing

Rarely is a topic as divisive amongst politicians, economists and the general community as negative gearing.

SALES & MARKETING • Tue, 18 Nov 2014

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Memo to the RBA: there is no problem that needs fixing

The Reserve Bank of Australia believes that some sectors within the Australian residential property market may be headed towards a bubble.

SALES & MARKETING • Tue, 07 Oct 2014

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