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Joseph Khal to leave AFG head office, new NSW/ACT state manager appointed

by Charlotte Humphrys11 minute read

The former state manager has handed in his resignation to join a brokerage, with a new state manager to take over from 1 July.

Aggregator Australian Finance Group (AFG) has confirmed that Joseph Khal, its state manager for NSW and the ACT, will be stepping down from his position at the end of the financial year to “[take] on a new challenge in his professional life, partnering with an AFG brokerage.”

It is believed that Khal will become a broker principal of Sydney-based brokerage, the Lending Alliance, headed up by director Keegan Rezek.

According to AFG, Khal will hand over the role of NSW/ACT state manager to Haley Bellamy, who has worked with AFG since 2020 as a partnership manager.


Bellamy will officially become the state manager for NSW/ACT from 1 July.

Commenting on Khal’s (JK) time with the aggregator, Them Lam, AFG’s head of sales and distribution, said: “Throughout JK’s time with us, he has played an integral part in shaping our success, firstly in AFG Home Loans, then broker experience, then as our leader in multiple states and lastly a major reason why NSW is now the business it is.

“We will miss JK as part of our team, but I am personally very proud to see him take this next step.”

The head of sales said that Khal would be working closely with Bellamy during the handover period: “JK remains fully committed to ensuring a seamless transition and in the coming months he will work closely with Haley to complete the handover to ensure continuity, and to uphold our standards of excellence in supporting our members.”

Speaking on Bellamy’s appointment to the role, he said: “Haley brings 20 years of industry experience to the role of AFG state manager NSW/ACT having been an integral part of the AFG team as an AFG partnership manager over the past four years.”

AFG said that Bellamy’s “depth of experience” made her a “standout choice” for the position of state manager.

She has previously served as a business development manager (BDM) for the financial training provider, the Institute of Strategic Management, and was also a senior mortgage adviser and training and development manager with mortgage and finance specialist Smartmove.

Lam said: “Having been part of a leadership team building a highly successful finance broking business, Haley has a deep understanding of what it takes to build a successful mortgage broking business and of the role an aggregator partner can provide.

“Haley’s genuine care in supporting AFG members to derisk, grow, and create efficiencies in their businesses, along with her experience coaching and leading teams, brings a unique skill set to enable her to deliver continuity and support to the extensive AFG network in NSW and the ACT.”

The announcement is the second major change of senior leadership at the group in as many weeks, after it was announced last week that Chris Slater – who was appointed as the chief executive of the asset finance aggregation arm of AFG, Fintelligence, last year – would be leaving the company after 16.5 years of service.

Slater will continue working in the role until a replacement is found.

[Related: Fintelligence CEO announces resignation]

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