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Fintech businesses are cropping up all over the place, eager to establish themselves as legitimate distribution channels and alternative lenders. The Adviser explores whether these new players are a friend and foe of the third-party channel.
It’s easy to shrug off the threat of new tech-savvy entrants as a fad; flash-in-the-pan operators who don’t understand what borrowers really need. Besides, how can these guys keep up with the pace of policy changes, or even provide ongoing service to their clients? Do robots even have ‘clients’?
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