Why consider RedZed for an SMSF loan?
There are several reasons why RedZed’s approach to SMSF lending is so compelling. Instead of relying on full financials for self-employed clients, we focus on their contribution patterns over the past 12 months. This recent activity gives us a clearer picture of their current position, and thanks to our flexible servicing approach, most SMSF applications qualify within the fund itself.
That said, we also understand and accommodate self-employed clients who don’t contribute to their super regularly. In those cases, we can also assess servicing based on proposed additional member contributions and conduct the review outside of the SMSF. What really sets us apart is that we accept alternative documentation to verify income and capacity for these proposed additional member contributions from self-employed applicants.
Many lenders, including banks, that were once active in this space have pulled back or haven’t passed on interest rate cuts. We’re proud of our offer in market – it’s competitive and, above all, gives self-employed Australians a fair go when it comes to their SMSF investment strategy.
Invest through funds
We’re proud to support both residential and commercial property purchases within SMSFs, helping your clients turn their super into a more strategic investment tool. Whether they’re business owners wanting to purchase the premises they currently lease, or new premises, or are investors looking to grow their super through property investments, we have SMSF loans that will do the job.
Refinance for better returns
If your clients already hold an SMSF loan, refinancing could improve the overall performance of their fund. Our refinance options are straightforward and competitive and can potentially lower their repayments or unlock better terms, boosting their retirement nest egg in the long run.
Credit where credit’s due
With both Full Doc and Alt Doc verification options available, we’re here to help a wider range of borrowers. Whether your client makes regular SMSF contributions to their fund or contribute annually, seasonally, or simply at varied intervals, we may have a solution for them.
How to learn more
Our Self-Employed Broker Academy (SEBA) is a great place to get started! We offer an SMSF lending course for accredited brokers. Aside from that, give us a call and speak with a BDM – SMSF is in high demand due to our flexibility and competitive pricing, so speak with us now.
