Self-managed super funds (SMSFs) are becoming a popular choice for Australians wanting control over their retirement savings. Current ATO data indicates there are over 625,000 SMSFs holding $990 billion in assets, with property being one of the most in-demand asset class.

Liberty continues to find more ways for brokers to assist customers, including helping borrowers take advantage of investing in property through their SMSF.

Liberty group manager – commercial, Matthew Heinnen, says SMSF lending could allow brokers to broaden their client offerings and stand out in a competitive market.

“We know brokers are seeing more clients interested in purchasing property within their SMSF,” he says.

We know brokers are seeing more clients interested in purchasing property within their SMSF

“Savvy brokers are continuing to look after customers by ensuring they can provide solutions for all kinds of scenarios.”

By partnering with a flexible non-bank lender like Liberty, brokers can grow their book, deepen client relationships, and tap into a high-value niche.

Helping brokers deliver more for SMSF clients

Existing SMSF members seeking greater control over where they invest their funds are turning to residential or commercial property. However, navigating the complexities of SMSF lending, particularly around limited recourse borrowing arrangements (LRBAs), requires the right lending partner.

As a leading non-bank lender that prides itself on flexibility and inclusion, Liberty works closely with brokers to simplify SMSF lending and support them in building tailored solutions for clients.

“Liberty works with brokers to guide customers through complex regulations. We focus on understanding each customer’s unique needs to provide tailored loans,” Heinnen says.

“Our flexible options and alternative income verification allow brokers to help more customers, particularly those who might fall outside traditional lending criteria.”

Liberty’s SuperCredit loan allows established SMSFs to invest in either residential or commercial property by using their super, with LVRs up to 80 per cent of the property value and no minimum contribution requirements.

With a dedicated, award-winning BDM team that’s experienced in LRBAs and SMSF loans, Liberty offers support from first inquiry to settlement.

“We want brokers to feel confident taking SMSF opportunities to clients. Our team will happily walk you through the entire loan process to ensure you achieve an outstanding outcome,” says Heinnen.

Delighting SMSF investors

With a clear policy, a strong focus on compliance, and dedicated broker support, Liberty remains the leading choice for many brokers assisting customers with LRBAs.

For brokers looking for SMSF opportunities, talking to financial planners, accountants, and your existing portfolio are a great place to start. Heinnen’s advice for brokers is to get to know their existing clients and ask questions about their lending needs.

For more information visit liberty.com.au/broker or call 13 11 33.

Approved applicants only. Lending criteria apply. Fees and charges are payable. Liberty Financial Pty Ltd ACN 077 248 983 and Secure Funding Pty Ltd ABN 25 081 982 872 Australian Credit Licence 388133, together trading as Liberty Financial.