Established in 2000 to help Australians achieve their financial dreams, we provide flexible financial solutions that factor in the ups and downs of real life. Since then, we have become one of the largest, most trusted, and award-winning non-bank lenders in Australia and New Zealand.

We are on a mission is to help people succeed, and we do this by focusing on the underserved and undervalued segments.

Over our 24 years there is a lot that we have been proud to achieve, the biggest being that we have helped over 492,6051 Australians and New Zealanders achieve all sorts of goals with the support of our ever-expanding lending options. As the home of loan options, we can help with all sorts of client scenarios across home loans, commercial loans, SMSF loans, personal loan and now construction loans. Got a deal on your desk that's a bit outside the box? Give it the Pepper Money non-bank test.