In today’s competitive landscape, small and medium-sized enterprises (SMEs) need more than just capital. They need flexibility, speed, and support. That’s why Fifo Capital has enhanced its Trade Finance solution to better serve growing businesses and the brokers who support them.

Trade Finance is a revolving payables facility designed to help businesses purchase from domestic and international suppliers, with extended payment terms of up to 180 days. With facility limits ranging from $500,000 to $5 million, it’s built to support wholesalers, manufacturers, and other B2B operators who need to manage cash flow, while scaling operations.

What’s new?

Fifo Capital recently unveiled several key enhancements to its Trade Finance product:

  • Simplified fees: The all-in interest rate structure includes a monthly line fee, daily interest, and a transaction fee per invoice. No hidden costs, no non-utilisation fees, and no penalties for early repayment.

  • Built in Business Loan: Access a portion of the available Trade Finance limit for general working capital on a flexible loan schedule.

  • Preferential pricing: Facilities secured by a registered mortgage with at least 1:1 equity to facility limit ratio will receive preferential pricing.

These changes reflect Fifo Capital’s commitment to delivering finance that’s built for business. The solution is fully integrated with Fifopay, a platform that streamlines invoice uploads, payment scheduling, and repayment tracking.
Clients simply upload supplier invoices, select their preferred payment date, and Fifo takes care of the rest.

For brokers, this presents a valuable opportunity to offer clients a flexible funding solution that strengthens supplier relationships, reduces late payment risk, and unlocks growth potential. Whether your client is importing goods, managing seasonal demand, or negotiating better terms with suppliers, Trade Finance can help them do more, win more, and grow more.

Why Fifo Capital?

Since 2007, Fifo Capital has funded over $2 billion to thousands of Australian businesses. Backed by Fancourt Capital, we combine the best of traditional finance with flexible solutions, simple processes, and ongoing support. Offering Trade Finance, Invoice Finance, and Business Loans, our team works closely with brokers and clients to understand their needs and tailor funding that fits.

If you’re a broker looking to add value to your clients, get in touch on 1300 852 556 or at www.fifocapital.com.au.


Cameron Lovell
Chief commercial officer, Fifo Capital