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Analysis

The Year in Review: 2017

With ASIC’s broker remuneration review released, the submissions from industry published and the government’s response soon expected,...
September 23, 2019
According to the 2016 Census, just 38.1 per cent of Indigenous Australians owned their home. While that’s ...
October 09, 2017
A number of...
September 01, 2017
The lending market of today vastly differs from that of the noughties. Non-banks have increasingly gained popularity following on from the impact of the GFC, and fintechs and no...
July 07, 2017
Regulation has played a significant role in the evolution of Australian mortgage broking. The Adviser reflects on the introduction of NCCP and the industry’s journey towards p...
July 07, 2017
Funding woes, commission cuts, lenders leaving the market and the demise of mortgage managers. The Adviser’s James Mitchell explores how the GFC shaped the third-party channel...
July 07, 2017
The relationship between mortgage broking and financial planning is well-established. Each can inform the other, and offering both as part of your business can enhance your cust...
June 06, 2017
Brokers are using white-label products to deliver better service, differentiate themselves from banks and build greater client loyalty. The Adviser finds out what has been...
June 06, 2017
The verification of identity and knowing your customer is a critical point of the mortgage broking process. In recent months, the industry has seen a new wave of technological a...
June 05, 2017
Australia is one of the most underinsured nations on the planet, with much of the reluctance to insure stemming from a lack of understanding around the need for and value of ins...
May 07, 2017
More than a year after the Australian Securities & Investments Commission began its review into the effect of current broker remuneration structures on the quality of consum...
May 07, 2017
If you were working as a mortgage broker when Aussie John’s now-famous ‘We’ll Save You’ advert ­first came on TV, chances are, you’ll be soon turning your mind to ret...
April 05, 2017

SMSF loans have stepped out of the limelight. Tighter credit and regulatory rumblings are making these loans increasingly difficult to deal with.

April 05, 2017
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Sam White ta Net of offset policies should ‘mirror’ clawback provisions

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Ross McEwan ta NAB reveals commencement date of new CEO

The major bank has announced the start date for its incoming CEO ...

hand documents ta Big banks provide 100% CCR data

The big four banks have provided 100 per cent of the required eli...